Zero 0% Percent Offers is there an end?

[Anonymous]

How long will banks continue Zero 0% Percent Offers any idea's? And will these offers ever end in the near future?.

[Anonymous]

I don't think they will ever go away. especially when creditors see what your balances are with other creditors. They will try to snatch you.

[Appleman]

Max out your cards, they will go away!

[UpperNwGuy]

Why do you want the offers to go away?  Usually you get those offers if you are carrying a balance on one or more of your existing accounts.  The banks see those balances on your file and want to steal your business from your current bank.  Pay off all your cards, and the offers will stop.  There's also an opt-out website, but it will stop all offers, not just the 0% balance transfer offers.

[Gmood1]

Oh they're not going anywhere. As some posters alluded to , if you show balances monthly. You will be blasted by these offers! The lenders want that revenue they believe they can generate off you paying interest and/or transfer fees.

[Kforce]

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@UpperNwGuy wrote:

Why do you want the offers to go away?  Usually you get those offers if you are carrying a balance on one or more of your existing accounts.  The banks see those balances on your file and want to steal your business from your current bank.  Pay off all your cards, and the offers will stop.  There's also an opt-out website, but it will stop all offers, not just the 0% balance transfer offers.

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I never carry a balance, 40+ years, and I get offers from each of my creditors on a

regular basis. I think they are just fishing.

[Anonymous]

Most of the transfer offers aren't really 0 percent these days.  As most have 3 percent transfer fee.

[Anonymous]

I love those zero 0% percent offers keep em coming haha.... and the perks for that matter.

[Anonymous]

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@Gmood1 wrote:
Oh they're not going anywhere. As some posters alluded to , if you show balances monthly. You will be blasted by these offers! The lenders want that revenue they believe they can generate off you paying interest and/or transfer fees.

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I don't churn but I've used zero 0% percent to finance lot's of things big and small and it allows me to have more cash on hand it's very flexable but I always plan ahead on a purchase but I also know if one allows it will discourage savings so most always becareful.

[NichelleN]

When my Capital One balance is zero (after paying off the balance on a 0% offer), they send me another one. Two months ago I'd decided to close my $15k Venture card. I logged in to close it and there was another 0% offer. So, I kept it open and used it.