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aaa visa advantage cli

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Jccflat
Established Contributor

aaa visa advantage cli

so I got my card with the $7300 credit line on February 2.

I applied twice for credit line  increase in the last four months and both time declined with saying they need more time with account history ,

is it because i need to wait 6 months ?

hoe long they  need before a cli ?

Message 1 of 16
15 REPLIES 15
FireMedic1
Community Leader
Mega Contributor

Re: aaa visa advantage cli

Well its US Bank. YMMV.



BK Free Aug25
Message 2 of 16
House1204
Regular Contributor

Re: aaa visa advantage cli

I thought it was Comenity


@FireMedic1 wrote:

Well its US Bank. YMMV.


 





Message 3 of 16
SouthJamaica
Mega Contributor

Re: aaa visa advantage cli


@FireMedic1 wrote:

Well its US Bank. YMMV.


Nope. It's Comenity.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 16
SouthJamaica
Mega Contributor

Re: aaa visa advantage cli


@Jccflat wrote:

so I got my card with the $7300 credit line on February 2.

I applied twice for credit line  increase in the last four months and both time declined with saying they need more time with account history ,

is it because i need to wait 6 months ?

hoe long they  need before a cli ?


Yes you're applying too soon.  You should wait at least 6 months.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 16
Jccflat
Established Contributor

Re: aaa visa advantage comenity bank

yea comenity

waht are they piling for a Cli?

Message 6 of 16
Tcal
Regular Contributor

Re: aaa visa advantage cli

I'm in a similar boat. I asked for a CLI right after my 4th statement and they cited "insufficient experience with current credit line"



Message 7 of 16
M_Smart007
Legendary Contributor

Re: aaa visa advantage cli


@SouthJamaica wrote:

@Jccflat wrote:

so I got my card with the $7300 credit line on February 2.

I applied twice for credit line  increase in the last four months and both time declined with saying they need more time with account history ,

is it because i need to wait 6 months ?

hoe long they  need before a cli ?


Yes you're applying too soon.  You should wait at least 6 months.


This ^^^^^^

 

If the URL of your Comenity card has a "d" https://d.comenity.net at the beginning after https://, it is usually a six month wait for CLI .

Message 8 of 16
SouthJamaica
Mega Contributor

Re: aaa visa advantage cli


@M_Smart007 wrote:

@SouthJamaica wrote:

@Jccflat wrote:

so I got my card with the $7300 credit line on February 2.

I applied twice for credit line  increase in the last four months and both time declined with saying they need more time with account history ,

is it because i need to wait 6 months ?

hoe long they  need before a cli ?


Yes you're applying too soon.  You should wait at least 6 months.


This ^^^^^^

 

If the URL of your Comenity card has a "d" https://d.comenity.net at the beginning after https://, it is usually a six month wait for CLI .


Wow, that's an interesting piece of information. How the heck did you ever find that out?


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 9 of 16
SouthJamaica
Mega Contributor

Re: aaa visa advantage cli

Inspired by this thread, and realizing that although I have the "d" in my URL, I have had the card for 8 months, I pulled the lever and got a $1k CLI instantly from 5200 to 6200 Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 10 of 16
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