As a former gambling addict myself, I can say that high limits and easy access to "cash" is almost a no win situation. Up til about 5 years ago, if I had cash in my pocket or a way to get some cash, I'd gamble it away in a hot minute!! I will say that at some point in the last 5 years, something snapped in me to stop. Back in the day, at one particular time, I quit a job just to cash out on the 401k, got my income tax return and drained all of my CC's I had at the time and over a period of less than a month, I was penniless... Unemployed, and depressed, I continued to make more bad decisions, of which I won't bother y'all with, and found myself at an even darker point.
Then a couple things happened to make me see the light and saw the light I did...
Now, it literally frightens me to take a cash advance. I went from thousands of lottery tickets in a year to less than 20 in a year. Trips to casinos went from being every weekend to twice a year, if that!! I could go on about it...
Suffice to say, my love of gambling hasn't really diminished, but my unwillingness to be in debt like that ever again is the strongest motivator I could ever hope to have.
I've 44k in available credit and it'll stay available. Period. I know how to get that cash, but I won't.
Keep your head up, prioritize your life and always know that happiness can't be found in the bottom of a bottle or from leaning on a craps table!
