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not at all fev, i am delighted that you disabused me of the notion that my cl was partially restored. it hadn't happened to me yet-this gltich- so i ran w/ it! thanks again for the helpful f/b. i'll keep checking it to see when it reports the accurate balance again.
Penny, it doesn't seem to be a pending charges issue, i haven't used the card for a purchase in several weeks.