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ask lender to remove additional HPs if they pull more than one on the same day?

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codesingh
Regular Contributor

ask lender to remove additional HPs if they pull more than one on the same day?

I just got approved yesterday for a $1500 credit line. It was all automated, very quick!

 

I have a doubth if the total numbe of CLI is going to be two from barclaycard.

Because I called them and asked them if I can be started off with a little higher credit line but no luck. They did a HP right away, I could see that in my alerts while on phone with tme.

Seems like they did a HP to see if I can be given a credit line increase. But the original HP (for approval) didn't show yet.

 

I am wondering if the total HP from Barclaycard is going to be two? 1 for approval + 1 for my call?

I am doubting because some of the times the HP for CLI shows up the same day and the HP for approval shows up later...if that will be the case, does anybody think that I could call them and ask to take one off of my report? 

 

It is good start though, I am pretty happy about it, potential to make $400 for spencing $2500 within 90 days.

~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
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LS2982
Mega Contributor

Re: ask lender to remove additional HPs if they pull more than one on the same day?

Nope.

They can pull all 3 if they like. Your giving them permissible purpose to pull what they feel they need to base a decision on.



EQ FICO 548 3/3/16
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