barclay reward points???

[Anonymous]

i was just approved for baclay rewards mc YAY ME!!!😁😁😁😁but my question is how do the points work? how many points amount to a $1? and what and where is the best way of taking advantage of this card?thank u in advance fellow bloggers

[Anonymous]

Bloggers????

Anyways, you need 2500 points for statement credit. Its 2 x for groceries, gas, and utility. Use the boost rewards portal to shop online.

[Anonymous]

sorry i dont understand... what do i need 2500 points for?

[Anonymous]

1,000pts for $10 statement credit.

[Anonymous]

thank u kindly nixon

[ScoreOrBeScored]

100 points = $1.00

you May Cash in your points for a statement credit for whatever points you have. Doesn't have to be in $25 increments. 2,345 points = $23.45 statement credit.

Now the gift cards etc. is different. Must be in increments.

[elim]

• Earn 2 points for every $1 you spend on gas(usually anything at the gas station), grocery and utility purchases
• Earn 1 point for every $1 you spend everywhere else
• Redeem points for statement credit, gift cards, and merchandise
• Enjoy no points cap – earn and redeem as many points as you want
• Points do not expire

You can redeem your points for cash back and pay yourself back statement credits, gift cards and merchandise. Statement credit and gift card redemptions start at 1,000 points for $10. Pay yourself back statement credits can be redeemed for any purchase of $10 or more within the last 90 days. Merchandise redemption values vary based on what you are redeeming for.

[Anonymous]

This has to be one of the most complicated cash rewards cards. Many of Capital One's are a standard 1.5% per $1 spent. Chase Freedom is a standard 1% with an additional 4% on rotating categories per $1 spent, as does Bank of America, Wells Fargo, and many others. Other cards are offering sign up cash back incentives of $100-300 for just opening and making a minimum purchase amount. This is not a great card, there are others you may qualify for with a low credit score. My 2¢

[Anonymous]

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@Anonymous wrote:

This has to be one of the most complicated cash rewards cards. Many of Capital One's are a standard 1.5% per $1 spent. Chase Freedom is a standard 1% with an additional 4% on rotating categories per $1 spent, as does Bank of America, Wells Fargo, and many others. Other cards are offering sign up cash back incentives of $100-300 for just opening and making a minimum purchase amount. This is not a great card, there are others you may qualify for with a low credit score. My 2¢

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Old thread, but why is this complex?   2% on a few categories. 1% on the rest, need min of $25 to redeem.  The same complexity as any other category card, arguably simplier than IT/Freedom in that the categories don't rotate.

But I agree it is not a great card!

[kdm31091]

It's not a great card but it is a good card for "starting out" and still getting some type of rewards.

As for complexity, I agree, no more complex than most programs and honestly less complex than some.