can someone please help

Gornet · ‎04-30-2014

I saw on a thread just awhile ago that a person got denied for a 3xcli...

I have a gold delta amex and i am looking foward to getting a credit limit increase because i cant live off of 2k a month its just impossible

but the thing is i dont have a income....

do they determine the cli on income or how much you used the card??

PRG NPSL - Reserve 4.5k - Delta Gold 6.5k - Ritz 6.8k - CSP 5kMy Credit story

BigBS · ‎04-30-2014

Income is a question that is asked.

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Gornet · ‎04-30-2014

omg what that sucks so much

PRG NPSL - Reserve 4.5k - Delta Gold 6.5k - Ritz 6.8k - CSP 5kMy Credit story

takeshi74 · ‎04-30-2014

@Gornet wrote:
do they determine the cli on income or how much you used the card??

They're not mutually exclusive. It's credit, income, usage, etc.

@Gornet wrote:
I have a gold delta amex and i am looking foward to getting a credit limit increase because i cant live off of 2k a month its just impossible
but the thing is i dont have a income....

So how are you paying it? You can make multiple payments per month if you need to use more than the limit.