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my cap one is due for the 6 month love button on november 5 2014, i just deep froze all my cr and was wondering if i need to unfreeze to hit the luv buttton on my cap one to get them bad boys to show me some love.
Not needed, current account hlders (lenders) have access to your crdit report and in fact most (not all) monitor you on a regular basis. Auto CLI's are soft pulls from Cap-1 even with the lov button. Some lenders like BoA are hard pulls if you ask, but not if they auto-grant.