capital one limit increase

LS2982 · ‎03-12-2012

@Anonymous wrote:
Thanks guys. I guess geting an increase from capital one doesn't happen alot. Right now my balance is 168 and I usually pay about 30 bucks a month on it

That's an understatement!!

EQ FICO 548 3/3/16

laboi_22 · ‎03-12-2012

@Anonymous wrote:
Thanks guys. I guess geting an increase from capital one doesn't happen alot. Right now my balance is 168 and I usually pay about 30 bucks a month on it

There is the key right there. I have found that after a long history with Cap 1, if you carry a balance and make on time payments, they will increase your limit. Cap 1 is only after people that will carry balances. They make their money off of AFs and sky high interest. I refuse to carry a balance. Using each month and PIF is not what will get you an increase.

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000

bbb3601 · ‎03-12-2012

Until I found this site I never would PIF averaged 82% uti with cap1 for 26 months.........never a penny increase. Paid it off and haven't used them since Jan. They must hate me!! lol

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.

Mike360 · ‎03-12-2012

I can't believe i seen capital one and limit increase in the same sentence.

max2mum · ‎03-12-2012

Congrats

Starting Score: tu-460 eq-570 ex-580
Current Score: tu-693 (6/6/12) eq-624 ex-679 (6/6/12)

Goal Score: 720

Take the FICO Fitness Challenge

bichonmom · ‎03-12-2012

You seem to have managed the near impossible w/Cap One. Congrats! I got a $2k CLI on a visa and my score didn't change at all. However, since you're carrying a balance, it will help your util a bit. So you'll probably see a small score increase.

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Ridbidge · ‎03-12-2012

@Mike360 wrote:
I can't believe i seen capital one and limit increase in the same sentence.

Gee I thought "Does capital one EVER give credit limit increases?" or "Has ANYONE ever been given a credit limit increase from capital one?" were two of the most searched for phrases here! hehehe

Amex BCP 02/12 $1200/$14700, Citi Forward 2/12 $4800/$7000, Chase Freedom 2/12 $2200/$7000, GECRB/QVC 03/11 $0/$2700, WFCB/HSN 03/11 $0/$2000, Cap 1 NHCR 04/10 $0/$1500, Cap 1/Kohls 11/10 $0/$1000, Citi Simplicity 08/11 $0/$1000, WFNNB/KingSize 11/10 $116/$900, Citi/Sunoco 04/10 $0/$800, Citi/Home Depot 10/11 $0/$1500, SunTrust Auto Loan 11/10 $39,376/$47,914 RECENTLY CLOSED: HSBC/Orchard 04/09 $0/$700, HSBC/BBRZMC 04/11 $0/$500...

**HAPPILY GOING INTO THE GARDEN NOW FOR YEARS!** EX FICO 773 02/27 Amex Pull/ TU myFICO 798 02/29 / EQ myFico 778 02/29

the_jan_b · ‎03-12-2012

@Mike360 wrote:
I can't believe i seen capital one and limit increase in the same sentence.

I agree! *while picking myself up off the floor*

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In the garden since 26 Jun 14...

I am digitaldiva's alter-ego

Anonymous · ‎03-12-2012

Congrats on the rare CLI from Cap One! Did you request it or was it auto?

Anonymous · ‎03-12-2012

No I didn't request it .was did automatic.

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