I applied for this back in December last year and instant approval for 1000. The score was 685. No negatives, just a short history of twenty months and only two accounts. Your wife should have no problem getting it unless she has a lot of credit with Chase already.
Personally, I am not to in love with Citi Thank You points since they have to be redeemed for giftcards to get a 1:1 ratio and even then sometimes it is not. I think the Chase Amazon Visa is a lot better. It even gives 2% back at drugstores which I have not seen on any other card.
@learnin113 wrote:
It does not. Store-branded versus a prime card. No comparison.
I would say that the Chase Amazon Visa is a "prime" card. It can be used anywhere and is issued by the largest bank in the United States.
@calihlove75 wrote:
That was actually my first credit card with chase. At that time, I was approved when my TU fico was only 640 and a collection to boot. I initially thought the card would be great because I also shop on Amazon a lot, but I have had a hard time with that 3 point category. Apparently, its only for products sold and fulfilled by Amazon. I did a $800 order for items sold by Bebe but fulfilled by amazon and it did not qualify for that level in rewards because I only earned from the one point category.
This happened to me once I think and I rang Chase and told them about it and within a week the points were credited to the account.
