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chase sapphire preferred

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Anonymous
Not applicable

chase sapphire preferred

ok out of a whim i apped approved 5k limit.

here are my details aaoa 3 years 10 months 3 inquires this year income 32k i do have 13k auto loan threw them with perfect payment history of 2 years so far.

hilton amex 5k

amex bcp 2.5k

local credit union 4.5k

cabelas 500(**bleep**)

 

I was planning on apping for this card next year, but i said what the hell why not, this is the card of dreams and i have all the cards now to grow for ever. The hilton amex will probably get its limit merged with the bcp after i use the 40k point bonus. 

 

So all you thinking if i should app do it.

 

Message 1 of 15
14 REPLIES 14
chnceit
Valued Contributor

Re: chase sapphire preferred

Congrats! I use my CSP daily now

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 2 of 15
afbar1114
Valued Contributor

Re: chase sapphire preferred

I just got this and united both are visa siggy too. Both are $5k limits chase are my daily cards now I use freedom alot but I also eat out alot so both are a huge gain for cash back for me..
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 3 of 15
Anonymous
Not applicable

Re: chase sapphire preferred

Congrats man!

 

I can't wait to apply for mine once the credit card payments I've made have reported to the CRAs. Then my Credit util will go down from 12% to 4% with only a n minimal balance on one card (taking advantage of the 0% APR for 12 months). 

 

hopefully I get approved!

Message 4 of 15
Anonymous
Not applicable

Re: chase sapphire preferred


@Anonymous wrote:

Congrats man!

 

I can't wait to apply for mine once the credit card payments I've made have reported to the CRAs. Then my Credit util will go down from 12% to 4% with only a n minimal balance on one card (taking advantage of the 0% APR for 12 months). 

 

hopefully I get approved!


I just got mine last week, I think you're going to LOVE this card!

Message 5 of 15
Epcot
Valued Contributor

Re: chase sapphire preferred

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 15
rtw
Established Contributor

Re: chase sapphire preferred

Congrats! Great card.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 7 of 15
Anonymous
Not applicable

Re: chase sapphire preferred

I've had it for 5 days it's still metal, i got a 5k limit. This card feels so nice, it will grow with me for along time

Message 8 of 15
Anonymous
Not applicable

Re: chase sapphire preferred


@Anonymous wrote:

I've had it for 5 days it's still metal, i got a 5k limit. This card feels so nice, it will grow with me for along time


I've had mine for a little over a week now and it literally gets comments every time it comes out of my wallet...  tuesday night a waitress brought it back and said "look at you ballin with this heavy card" and then this morning at starbucks the girl said "wow this is a heavy duty card"  

 

it's pretty crazy 

Message 9 of 15
Anonymous
Not applicable

Re: chase sapphire preferred

i haven't got any comments yet but people do a double take when the swipe it. One person was looking at the from in awe because there was no numbers, she flipped it over and it was like a light went off.

Message 10 of 15
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