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chase second recon?

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Anonymous
Not applicable

Re: chase second recon?

I asked for them to take my CL from 3K to 6K. the credit analysts I spoke to weren't helpful at all, so I wasn't sure what to say. they were searching for reasons to deny me when I have a perfect payment history with all creditors and just fine FICOs. apparently i have "sufficient credit extended", whatever that means. not even "sufficient credit for income", because they couldn't say that. simply "sufficient credit extended". what does that even mean?

also, just as a quick question, how many new accounts is "too many new accounts" as a reason for a CC or CLI denial?
Message 11 of 12
Anonymous
Not applicable

Re: chase second recon?

Chase likes to see you using their card. It has been my experience the more they see you are using their card versus other cards the more they are willing to give you a CLI.

Correct me if I am wrong but usually if a creditor says "sufficient credit extended" they are really saying you aren't using enough of what they have already given you.
Chase likes for you to utilize them.
Message 12 of 12
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