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New Contributor


When calling for a credit limit increase do they pull you're credit again? This is my local bank plus who my mortgage is through. Thanks
Message 1 of 4
Mega Contributor

Re: cli

It is possible. When you request it, I would ask beforehand if its going to be a HP or SP on your credit.

EQ FICO 548 3/3/16
Message 2 of 4
New Contributor

Re: cli

Thank you for the reply
Message 3 of 4
Valued Contributor

Re: cli

dpeends on who it is. 

i know my bank does hard pull. 

but the rep said if i asked within the first 2 weeks i couldve been considered on a soft pull. 

otherwise id have to wait another year before asking. 


so ymmv but i would call and ask before agreeing to do anything. 

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Message 4 of 4