hey guys,
today I pulled my TU and EX reports.
question - how much do balances reporting on more than 3 cards hurt you? i have balances reporting on 6 currently on my EX. this is incorrect by simple mathematics; i only have 5 current open tradelines. one of my citi tradelines is counted twice i believe because i did a product change. it also is reporting an incorrect balance.
say i apply for a new credit card with citi. will they use my correct (and most recent) citi information and everyone else's information from the credit report, or will they use the information from the report alone in making my application decision? just curious...
