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Anonymous
Not applicable

Re: discover

it was a "You're invited to enjoy the rewards of a Discover More Card"

cheddar wrote:


Sylviatob wrote:
Invitation? What kind of invitation? I don't think I've ever had an invitation....only pre-approvals.

I have always been under the impression that an "invitation" is one step below a "preapproval."
 
Big difference between "You have been preapproved to apply for..." and "You are invited to apply for..."

 



Message 11 of 16
Anonymous
Not applicable

Re: discover

Do you remember what CRA did they pull from when you applied for the card?
 
thanks

mipema wrote:


ashabbir1 wrote:
I got invitation from discover. Does it mean I am pre-approved for that card?
 


Hey.  I got an "invitation" as well from Discover about a month ago to app for the more card.  I went to the site, and was instantly approved, so in my case, yes.  I would imagine this invitation you received is of the same ilk.



Message 12 of 16
Anonymous
Not applicable

Re: discover

I applied online with them this past Monday. They pulled TU for me, and was reporting to the CRA's by Wednesday. I'm in Texas.
Message 13 of 16
jackg
Established Contributor

Re: discover

An invitation to apply for discover is an application for any and all HSBC products. I found out the hard way and it cost me 2 hard's.
FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 14 of 16
mipema
Contributor

Re: discover



ashabbir1 wrote:
Do you remember what CRA did they pull from when you applied for the card?
 
thanks

mipema wrote:


ashabbir1 wrote:
I got invitation from discover. Does it mean I am pre-approved for that card?
 


Hey.  I got an "invitation" as well from Discover about a month ago to app for the more card.  I went to the site, and was instantly approved, so in my case, yes.  I would imagine this invitation you received is of the same ilk.





They pulled TU for me.
Message 15 of 16
mipema
Contributor

Re: discover



ashabbir1 wrote:
I got invitation from discover. Does it mean I am pre-approved for that card?
 


Hey.  Just got off the phone with Discover, and found out I will be getting 75 bucks cash back when my next statement cuts.  This is nice because I completely forgot about the bonus which was detailed in my "invitation". 
 
I am curious to find out whether or not your invitation was offering 75 bucks cash back after you spend 500 in the first three months after opening the account.
Message 16 of 16
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