Your chances are very high! Fingerhut is desperate to seek out new applicants to approve for there credit card. Each month they would send me, my mom, and grandma pre-approvals through there catalogs and we never gave in until one day I gave in like a year or two ago and this was when I only had 1 cc opened for 1 year. I was approved and till this very day I keep my Fingerhut account open ( since they report to my CR) just for credit history purpose. I buy 1 item every few months.