help help help. CLI amex question

[zerbherb]

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

[jm1991]

wait till you have enough credit to purchase it. Or pay cash

[takeshi74]

From recent posts it seems like 61 days is no longer enforced.  Your call.  You can see if they'll grant a CLI early.  If not and you can't make the purchase without the CLI then you'll have to find another solution.

[Anonymous]

but if you don't have enough credit line to purchase a computer then they may not approve your request. the lower limits are riskier

[zerbherb]

2000 isn't a borderline starting amex limit. I gave discover first dibs to impress me, i told them this makes or beaks our relationship and i'm using discover deals either way.

[Anonymous]

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@zerbherb wrote:

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

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Like others have stated, the 3XCLI is a thing of the past with some getting it earlier.  If the mac is a MUST HAVE for you then you will have to come up with some other solution of paing for it.

Barclays Apple card may be another option if you really want it.

[zerbherb]

if my credit lines dont go bat for me ill just use one my fathers card. no big deal. Just would've rather done this via my credit report.

[Anonymous]

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@zerbherb wrote:

2000 isn't a borderline starting amex limit. I gave discover first dibs to impress me, i told them this makes or beaks our relationship and i'm using discover deals either way.

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@zerbherb,

I hope you are just kidding with this comment.  No bank has the time to impress anyone.  Whatever credit is extended to you by any bank will be based on your credit file, income etc...

So set your expectations accordingly..

[Anonymous]

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@zerbherb wrote:

if my credit lines dont go bat for me ill just use one my fathers card. no big deal. Just would've rather done this via my credit report.

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All I can say is wow

[Anonymous]

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@zerbherb wrote:

its not 61 days and the new mac comes out wedensday. what do i do i really wanna purchase this on my own credit line. UGH!!!!!!

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Is that the total of all your credit in your siggy? How much usage have you put on the card already, how many payments have you made, and what is your current balance. 

How much is the new Mac?

I was very careful on my card the first 2 months. I charged about $1000 the first month on a $5000 card, paid it down to $400, let that report to the bureaus, then paid that off and held off going to Costco until my statement closed so I could apply for 3x with a 0 balance in day 61 and I got it. That changed my credit world. 

Just be patient.