help please .. What should I do next

[lg8302ch]

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@Anonymous wrote:
What is considered top tier cards?

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Maybe it should be phrased differently... cards which require excellent credit?

[go_FICO_self]

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@Anonymous wrote:
capital one sent me an email saying they will increase my limit after 6 months of on time payments . It's at 1000 right now . I guess il wait a few months before doing anything else .

Thanks for replying

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you might want to be a bit more proactive than that. there are other ways to increase cap1 limit as shown in these forums. also use it a lot, and they'll reward you for it.

[carlosjgg]

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@Anonymous wrote:
I don't have much on my credit report . I have one secured capita one card (6 months old) and one unsecured capital one (3months old) . I have one collections account on transunion and one experian . Both fall off in 2015 . Should I get any more cards ? Should I get a secured loan ? Or Should I sit on these cards for a while before doing anything else ?

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sit on those cards until your collections fall off, then you be ready to apply for the card you want.