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An update on my last thread, but for those who are not familiar I felt this was really useful and wanted to share it as it's own post. I am under the impression that many users don't know this exists.
I found helpmebuildcredit.com, which keeps searchable credit card application data that applicants submit when they apply for cards.
You can search by issuing bank, by credit bureau pulled, etc, and if you go to the page for a specific card it will show averages and allow you to view all submitted data for that card - approvals and denials.
It shows any information submitted by the applicants which may include:
*Image of the card applied for
*✅️approved or ❌️ denied
*Bureau that was pulled
*applicants pulled score
*applicant's annual income
*approved starting limit
*the city they applied from
*their credit age
I'm sorry if this is common knowledge, but I think it's one of the most useful tools I've come across and I wanted to share it.
Thanks! Just checked it out and very helpful with the app data on credit cards, mortgages, business loans, etc.
@GreatLife wrote:Thanks! Just checked it out and very helpful with the app data on credit cards, mortgages, business loans, etc.
I thought it was pretty comprehensive and they seem to have a decent amount of input from applicants. I'll definitely be using and I'll have to report back if it seems accurate or not based on my own applications.