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how much do you spend in a year for AF?

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bigblue7722
Valued Contributor

how much do you spend in a year for AF?

So if you had to pay all your AF for the year how much would it add up to? Which cards are you thinking about closing??

 

for me its:

CSP-$95

Marriott-$85

Hyatt-$75

Southwest-$99

Us air-$89

AMEX PRG-$175

Total-$618

 

I will 100% close the PRG just no need for the card i got it on the 2 for 1 HP deal with my BCE. I will probably close southwest card before my 1st AF and transfer the limit over to my freeedom and make the freedom a visa sig. I will know for a fact if i will close the southwest card in april when they annoucne the great changes they are planing :/ .I will not close the hotel cards due to the free night I probably save about $200 or more each year by having the marriott and hyatt. I will proably keep the US air in deafult just to have a airline card. I am on the fence about the CSP. I like the ability to combine the points with my freedom card but theres no real bonus to keep it after the first year. So if I close my prg and southwest i will save myself $274. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 1 of 82
81 REPLIES 81
Anonymous
Not applicable

Re: how much do you spend in a year for AF?

CreditOne - $99... going away as soon as I close on a mortgage.

USAA Secured AMEX - $27.50... going away once the 2 year CD is up in Oct.

Message 2 of 82
bigblue7722
Valued Contributor

Re: how much do you spend in a year for AF?


@Anonymous wrote:

CreditOne - $99... going away as soon as I close on a mortgage.

USAA Secured AMEX - $27.50... going away once the 2 year CD is up in Oct.


congrats on the mortgage. 99 bucks for credit one ouch thats gonna be a great feeling when you close it. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 3 of 82
Anonymous
Not applicable

Re: how much do you spend in a year for AF?


@bigblue7722 wrote:

@Anonymous wrote:

CreditOne - $99... going away as soon as I close on a mortgage.

USAA Secured AMEX - $27.50... going away once the 2 year CD is up in Oct.


congrats on the mortgage. 99 bucks for credit one ouch thats gonna be a great feeling when you close it. 


It's been useful during the rebuild.

 

No congrats on a mortgage yet... don't want to jinx the works. LOL.

Message 4 of 82
Anonymous
Not applicable

Re: how much do you spend in a year for AF?

AMEX Green card $125 w/AU add (closing in May)
CSP $95
AK Air Platinum $50
AK Air Signature $75
Total $220

Not bad at all I think for the benefits.
Message 5 of 82
Anonymous
Not applicable

Re: how much do you spend in a year for AF?

Zero. My spending habits dont justify paying any AF
Message 6 of 82
onstar
Established Contributor

Re: how much do you spend in a year for AF?

Probably too much? Many of my cards are new, so I have not paid the AF on too many yet.

 

Amex Delta Gold: Probably shifting all the CL to SPG and then shutting down before AF.

Amex SPG: It's only 1 week old. We'll see how this card goes.

Chase Southwest: If they change the RR program too much (they are in the middle of changing it right now) and the points get devalued, then shutting it down.

 

Citibank AAdvantage & Barclay US Air: The compaion ticket justifies AF. If that goes away, then probably shut down.

Chase Marriott: It just got approved. I don't even have the card in my hands yet. The annual free night more than justifies the AF.

 

So about $500 in AF, though most are justfied.

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (01/27/2025): EQ 725 EX 736 TU 745
Message 7 of 82
Anonymous
Not applicable

Re: how much do you spend in a year for AF?

Currently 0 for me. I'm waiting for the time to come when paying AF will be justified given my spending.

Message 8 of 82
Anonymous
Not applicable

Re: how much do you spend in a year for AF?

about $450 if im not mistaken.

Message 9 of 82
Anonymous
Not applicable

Re: how much do you spend in a year for AF?

95 bucks for diners club . Or is it 99, I don't remember, I have memory of goldfish.

Message 10 of 82
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