how to get an increase from 10k to 30k capitol one.

[Anonymous]

Have had the capitol one venture card about 11 months now, was wondering how i could get it raised from 10k up to 30k? any ideas?

[CramEiko]

What does the rest of your credit profile file look like?

Maybe you'll get lucky.

Good Luck!

[pinkandgrey]

Pray. Lol the only thing I could suggest would be heavy use and payments. Good luck!

[Anonymous]

Not only would it have to be your primary card and backed by sufficient income but in order to avoid them cutting your limit back to 10K, you would need to continue to keep it as your primary card and throw spend that warrants the limit at it. 

Honestly not worth the hassle. 

[Hex]

I think you’d have better luck getting a second card approved for the higher limit. My first Cap1 Card was a platinum card that I got in May 2016 with a $300 limit. The limit on it is only $2750 today. In April 2017 I got a QS with a $15K limit. In October 2017 got a Venture with $30K limit. My income is $150K. I’ve asked for CLI’s on the QS before but they never gave me one but they did give me the $30K Venture Card.

[CramEiko]

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@Hex wrote:
I think you’d have better luck getting a second card approved for the higher limit. My first Cap1 Card was a platinum card that I got in May 2016 with a $300 limit. The limit on it is only $2750 today. In April 2017 I got a QS with a $15K limit. In October 2017 got a Venture with $30K limit. My income is $150K. I’ve asked for CLI’s on the QS before but they never gave me one but they did give me the $30K Venture Card.

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Yup, sounds about right with that initial $300 limit card.

Good Luck OP!

[NRB525]

I have a Capital One card of $10k, since 2003. Been $10k forever. I asked several times in 2014 and 2015 for CLI, no go.

Apped Venture in 2015, $30k instapproval. Closed it down in mid 2018 without moving the limit.

Apped Savor in December, $30k limit and near the SUB now. Will keep that for two years then probably shut it down as well.

New app is the way to go.

[TheClub]

I'd have to say new app is definitely the way to go. In my experience over the years CapOne had never been the greastest with big CLI. Also, not only will your income have to match but you'll have to plead your case in addition if you decide to go the EO route. 

Hope this info helps!

[Dalmus]

Capital One has become very spend sensitive. They aren't likely to raise your limit unless you're putting 10-15k through it per month.

Also, too many people abused the EO for minor things like "Why won't you raise my credit limit?" They now have virtually no control over credit decisions anymore.

[Rogue46]

Is there any particular reason you need that limit?