how to manage Credit Cards

[Anonymous]

All,

is there an APP or a website where youd input the info from your cards to better control and not miss due dates and all that?

Thanks,

Dan

[FinStar]

There's a variety of sites that can help such as Mint.  Others will likely chime in on what works for them.

[kdm31091]

I've tried Mint - didn't like it - too much headache linking all of the accounts and getting constant, annoying alerts and notifications. I have few enough accounts that I'm not going to forget to log in to one and pay the bill or anything.

If you have many accounts, the apps can be useful, don't get me wrong. It's just not for me. If you are having trouble keeping track of accounts and due dates, I'd also think about trimming down the number of cards you have. If you are overwhelmed, an app will not solve that.

[Anonymous]

All my tracking is done in Excel. It works for me and I can set it up my way. I'm not at the mercy of an app and how it's designed to work.

[Gmood1]

Prism and Mint are my two favorites. I use them religiously. It keeps me from having to log in to each account separately. While putting all of my accounts right at my finger tips. That's credit cards,401ks, car loan, mortgage and all the other normal monthly bills. Auto pay is a man's best friend! Just a nice backup if you do forget something.

https://www.prismmoney.com/

http://www.mint.com/

[Anonymous]

can you please email me the template?

(Mod Cut-The posting of personal information isnt allowed in any forum of my fico. Please dont do this in the future)

[Anonymous]

Was using Mint before. Agree with kdm alerts can be a bit annoying. But there are settings for those so I turned them off. App started acting funky after an update so uninstalled. Wasnt using anything until a couple days ago, just logged into my individual card apps once a week.
Downloaded Personal Capital Finance and love it! Keeps up with itemized income, spending, and cash flow. Has my auto, checking, credit cards and stock accounts all on one screen. Not sure Mint had an option to include stocks.
Dont absolutely need the app to keep up with everything but I like the layout and its convenient.

[Anonymous]

I recently started trying YNAB to track my bills and budget, but for a good reminder (on Android) I use an app for my phone called Bills Reminder.  Its simple and to the point.  You enter your cards, due dates, amount due and you can even set up reocurring reminders.  This allows me to get notifications on my phone for when a bill is due. Saves me from missing a payment.

[red259]

I have a number of accounts, but since I tend to be only using 4-5 cards in a given cycle its not really hard for me to remember what I need to pay. Also, I tend to have multiple cards with the same lenders, so I link all those accounts. Therefore when I log in to chase I see all chase accounts at once. Same with american express and citi. I am considering trying mint as an extra level of protection. 

[Anonymous]

Should add that I dont use these apps for keeping up with payments. More for convenience of viewing all the info at once. Not many cards so not many bills to manage and all payments due on the same date so easy to remember. But that can be a useful feature if needed.