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You are best to call them. Let them know that you are requesting a CLI so that you may answer any immediate questions before they send to process it. It could be possible to NOT get a HARD INQUIRY that way. Some have said that. If you go online and do it, you are guaranteed a HARD INQUIRY for the CLI. Call if you have had the card(s) for at least six (6) months.
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Hi annah, ![]()
I agree. It's best to call them.
And if you'd like to optimize your chances for getting
a credit limit increase, I recommend that you pay off
the balance (best case) or at least get it to 10% or less
of the limit.
Please keep us posted on your progress. Good luck to you!!! ![]()
CanDo
"The right attitude is everything"