question regarding secured b oa card

[Anonymous]

i just want to thank you guys i called in and i spoke to a analyst and to my surprise she did unsecured my b oof a card with 2,500 wow b of a does unsecured !!!!! and she said she returned my deposit back of couse it was 2,500 as well so it should take no more than 2 or 3 weeks. so thank you cuz without the help of you guys i would of not been here in the 700 club its been a year now these october since i started with my fico trying to rebuild due to identity theft started with a 590 exactly at one year now i am at 703 very happy and will keep up till i get to 760 thank u all and good luck to all of you will still remain here in my fico god bless you guys have a safe halloween.

[Anonymous]

well guys as of today i have not recieve any alert from equifaxs or transunion so more than likely they pulled my experian also i did recieved an alert from equifaxs my score jumped 2 points from 703 to 705 i feel happy.

[Anonymous]

Congrats on the 2 point increase.

In my experience EQ and TU take several days before you get an update. While you may have had an increase in your EQ report it is more then unlikely because of a change in your secured to unsecured change in account especially with-out a CL change. 

This change in your score is probably because of a more positive impact in your reports. Age of accounts are becoming older,  % UTIL is getting lower, and INQ's that may be not impacting score as examples.

Keep up the good work!

Good Luck

[Anonymous]

ok guys im so happy today saturday  i got my deposit back from my b of a secured card  in the amount of 2,500. it only took one week. also it was a soft pull they did not did a hard pull on me i already checked my 3 reports again and they soft me on experian.

[haulingthescoreup]

---

@Anonymous wrote:

ok guys im so happy today saturday  i got my deposit back from my b of a secured card  in the amount of 2,500. it only took one week. also it was a soft pull they did not did a hard pull on me i already checked my 3 reports again and they soft me on experian.

---

Sweet! and thanks for the info on the soft-vs-hard.