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Goodness
Regular Contributor

scores

does any credit card companies use fico 08 scores

EQ 645 EX 651 TU 703 fico 8 (5/15)
MORTAGE SCORES EQ 665 EX 604 TU 688 (5/15)
Goal 700 by end of 2015
Message 1 of 4
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Anonymous
Not applicable

Re: scores

I think most CCC use FICO 08 for approvals, if that was your question.

Message 2 of 4
pizzadude
Credit Mentor

Re: scores


@Goodness wrote:

does any credit card companies use fico 08 scores


Short answer:  Yes.

 

Long answer:   When you receive a score after applying for credit its generally assumed that the score they provide is the same they used in their approval process, but it may not necessarily be.   Lenders don't typically share details about their underwriting process, so it's just speculation on our part.   Also as with any credit application, the information on your reports is scrutinized moreso than just your scores.   Someone just posted today that the score provided by Lending Club matched their TU FICO08 score from MyFICO:     http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Lending-club-using-FICO-8/m-p/3406561

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 4
Goodness
Regular Contributor

Re: scores

 IAM  STILL IN THE REBUILDING STAGE. HAVE TRIED THE SHOPPING CART TRICK, WITH NO POPUPS. WITH FICO 8 SCORES WITH EX 635 EQ 595 TU 529 WAS HOPING FOR SOMETHING

EQ 645 EX 651 TU 703 fico 8 (5/15)
MORTAGE SCORES EQ 665 EX 604 TU 688 (5/15)
Goal 700 by end of 2015
Message 4 of 4
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