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signature card that doesnt report balance

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oracles
Valued Contributor

signature card that doesnt report balance

Does anyone know of a credit card that doesnt report the balance. I know cards like american express that are NPSL that do not report the balance but you have to pay in full every month.

 

I am looking for a signature card that isn't a NPSL and does not report the balance.

 

Thanks everyone for your help.

Message 1 of 26
25 REPLIES 25
Anonymous
Not applicable

Re: signature card that doesnt report balance

Chase palladium and JP Morgan select are hidden trade lines
Message 2 of 26
RSCo
Established Contributor

Re: signature card that doesnt report balance


@oracles wrote:

Does anyone know of a credit card that doesnt report the balance. I know cards like american express that are NPSL that do not report the balance but you have to pay in full every month.

 

I am looking for a signature card that isn't a NPSL and does not report the balance.

 

Thanks everyone for your help.


huh.. they don't report your balance? do they report as a tradeline?  how does this impact ones credit score?

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 3 of 26
oracles
Valued Contributor

Re: signature card that doesnt report balance


@Anonymous wrote:
Chase palladium and JP Morgan select are hidden trade lines

Thanks but anything without an annual fee.

Message 4 of 26
Anonymous
Not applicable

Re: signature card that doesnt report balance

Certain business credit lines do not report balances, but they are net 30/60 and you need to either own or manage a business.

Bill me later also doesn't report to CRAs it I'm not wrong
Message 5 of 26
oracles
Valued Contributor

Re: signature card that doesnt report balance

Thanks

 

Any other suggestions anyone?

Message 6 of 26
FutureBillionaire
Established Contributor

Re: signature card that doesnt report balance


@oracles wrote:

Thanks

 

Any other suggestions anyone?


My BofA visa signature cash rewards doesn't quote a balance.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 7 of 26
Anonymous
Not applicable

Re: signature card that doesnt report balance

BofA reports balances, but not credit limit for visa signature cards
Message 8 of 26
KIPPIE12
Established Contributor

Re: signature card that doesnt report balance

+1  BOA reports high balance as flexible spending credit card.  The high balance sets itself as the credit line until next cycle, if i'm not mistaken.  I had mind downgraded to Platinum Plus for that reason, as i wanted to util cushion.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 9 of 26
FutureBillionaire
Established Contributor

Re: signature card that doesnt report balance

I actually meant to say credit limit. My fault.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 10 of 26
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