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so can we get both the CSR and CSP now?

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idunnomypassword1231
Established Member

so can we get both the CSR and CSP now?

after the CSR refresh and the undoing of the 5/24 rule, can we now carry both the CSR and CSP?

Message 1 of 5
4 REPLIES 4
GZG
Senior Contributor

Re: so can we get both the CSR and CSP now?


@idunnomypassword1231 wrote:

after the CSR refresh and the undoing of the 5/24 rule, can we now carry both the CSR and CSP?


yes, but if you apply for the CSP/CSR while currently holding one, you'll be denied the bonus, so you'll need to PC out of one if you're currently holding it and PC back into after you apply

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 2 of 5
dfwxjer
Frequent Contributor

Re: so can we get both the CSR and CSP now?

Chase is ending the 5/24 rule?

Current active cards:
Amex - Platinum, BCE
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime
Citi - Custom Cash, Costco Visa
TCL - $315k
CC utili - 2%
Experian - 804
Message 3 of 5
JoeRockhead
Community Leader
Senior Contributor

Re: so can we get both the CSR and CSP now?


@dfwxjer wrote:

Chase is ending the 5/24 rule?


Chase's 5/24 rule is still very much a thing despite reported DPs of approvals to the contrary (which are limited).   While there are always outliers and exceptions like seen most commonly with the Amazon Prime card,  for most people being at or above 5/24 is an instant denial.  

Message 4 of 5
dfwxjer
Frequent Contributor

Re: so can we get both the CSR and CSP now?


@JoeRockhead wrote:

@dfwxjer wrote:

Chase is ending the 5/24 rule?


Chase's 5/24 rule is still very much a thing despite reported DPs of approvals to the contrary (which are limited).   While there are always outliers and exceptions like seen most commonly with the Amazon Prime card,  for most people being at or above 5/24 is an instant denial.  


That's my understanding as well and figured this was an unfounded rumor. 

Current active cards:
Amex - Platinum, BCE
BofA - Unlimited Cash Rewards Sig
Chase - CSR, Amazon Prime
Citi - Custom Cash, Costco Visa
TCL - $315k
CC utili - 2%
Experian - 804
Message 5 of 5
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