target cc credit limit question

SUPERSQUID · ‎10-29-2021

@Anonymous wrote:
Does requesting a credit limit increase for the target credit card result in a hard pull?

I have my card a year. at 8 months i updated my income and a few days later they gave me an automatic sp cli 300-500

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 5300, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 2850

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017

collics · ‎10-29-2021

@SUPERSQUID wrote:
@Anonymous wrote:
Does requesting a credit limit increase for the target credit card result in a hard pull?
I have my card a year. at 8 months i updated my income and a few days later they gave me an automatic sp cli 300-500

I've read so many threads and finally ready to commit to trying to prompt a CLI from them. Data points suggest light use and updating the income each month.

I've paid the card off after 4 years finally. I'll buy a Verizon gift card for the 5% discount to pay my cell bill, and update income.

I'll see if this warrants any results. Fingers crossed.

BK 7 FREE!
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Re: target cc credit limit question

Re: target cc credit limit question