cancel
Showing results for 
Search instead for 
Did you mean: 

td preapproval offers

tag
JakeHAOL
New Visitor

td preapproval offers

did anyone try this? it pre approved me for all the cards and i wanna know if this is solid or not. 

Message 1 of 8
7 REPLIES 7
Linnaea
Frequent Contributor

Re: td preapproval offers

I'm interested in the replies you may recieve.

Message 2 of 8
Shooting-For-800
Senior Contributor

Re: td preapproval offers

Just a heads up.

I just applied for 4 cards in this order...

 

BECU - $26,000.

TD - $2,000 - yes, $2,000.

BOA - $10,500.

Citi - $14,000.

 

Like I said, just DPs.

GL!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 8
Horseshoez
Senior Contributor

Re: td preapproval offers


@JakeHAOL wrote:

did anyone try this? it pre approved me for all the cards and i wanna know if this is solid or not. 


Maybe it's just me, but I don't understand the question.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 4 of 8
JakeHAOL
New Visitor

Re: td preapproval offers

Are you gonna keep it and try to grow it to 5K atleast for visa siggy? which card was it? was it an instant approval? i applied and got 7-10 days manual. 

Message 5 of 8
JakeHAOL
New Visitor

Re: td preapproval offers

i dont know if we can post links, they have a new tool. 

TD Site > Credit Cards> 

Check if you're prequalified

See if you're prequalified for a credit card offer – with no impact to your credit score

Message 6 of 8
coldfusion
Credit Mentor

Re: td preapproval offers

In general posting links is OK.   Here's the relevant one with the option allowing you to prequalify. TD does have georestrictions.

 

https://www.td.com/us/en/personal-banking/credit-cards

 

Can't speak to the reliability/accuracy of their prequals.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 8
Horseshoez
Senior Contributor

Re: td preapproval offers

Thanks @coldfusion!  Now I understand; I didn't even know TD had a prequal page.

 

@JakeHAOL, back in early 2020 my Chapter 13 was discharged and I needed to start a rebuild effort.  My (then) bank, BofA refused to give me a secured card (as did Discover), so I closed all of my accounts and walked the money across the street to a TDBank branch; there I was instantly approved for a secured TDCash card.  Six months after I got the card it graduated to an unsecured Visa Signature, a year later it was the recipient of an unrequested $3,500 CLI, and a year after that a second unrequested $3,000 CLI was added to it.  To this day my TDCash card is my main daily driver.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.