thank you all...

[Anonymous]

What's the point of someone with app issues hanging out and reading discussions on CLIs, "yippie, I got approved!", and so on all day? Even people gardening app like crazy!

[LS2982]

The point is its no different than being on the outside. if you cant control it because you know you need to then I dont know what to say. You'll get more SUPPORT here than anywhere else when you have the itch.

[RockinRay]

I have too tried to dislocate from the forums for a while. It is too easy to get caught up in things.

Still come by daily to read though. It reminds me of smoking. You can quit for a while but it is sure hard to stay away!

Good luck, and we will see you when you return.

[Anonymous]

I understand your feelings, afbar, and wish you well. Yes, it can be hard to resist the urge to app with all of the news of approvals coming at you left and right. The Garden Club threads were intended to help mitigate that, but even that got out of hand -- this month in particular. So, do what you need to do to achieve your goals, and if that means taking a break, I understand completely. We'll be here for you when you're ready to join us again.

[Anonymous]

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@LS2982 wrote:
The point is its no different than being on the outside. if you cant control it because you know you need to then I dont know what to say. You'll get more SUPPORT here than anywhere else when you have the itch.

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I really disagree. On the outside, people rarely discuss finances, bad credit, rebuilding, rejection, app-addiction, etc... because the topic is sensitive.

Support? Sure. That being said, no amount of support in the world is gonna stop/help someone determined to hit the submit button. People keep apping until getting what they want or the rejection is too much. As far as inquiries go, people will say "They'll all fall off at the same time so there's really no harm in an app spree".

If being here isn't good for Apbar, moving on makes sense.

[bichonmom]

Congratulations on taking care of yourself! I also have taken a break from here before, because I knew I just couldn't app, and it was really hard to keep reading about everyone getting credit cards and CLIs, when I knew that apping for more CCs would keep me further from my goals. Really, it's like an alcoholic hanging out in a bar.

You've made a lot of progress since you came here, and I'm sure you'll do well trusting yourself and *not* going where there's temptation (like the CC thread! ) Looking forward to hearing how great you're doing in the future. Good luck!

[LS2982]

Even though I think you can be tough here, good luck on your future credit journey afbar!

(dont totally forget about us!)

[afbar1114]

I am not gonna be gone for ever ill be back in six months or so. I have to set my mind into not apping....i have redid my goal and would only like one more card...the citi foward student...but im waiting..i no longer want bce... i have determined a good number of cards for me is 5-6.. zync and three bank primes and two retail..bby and kohls since i shop there the most.. when i get my last prime card...i will be closing jared...home depot...and all cap1s will be closed by years end..

[LS2982]

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@afbar1114 wrote:
I am not gonna be gone for ever ill be back in six months or so. I have to set my mind into not apping....i have redid my goal and would only like one more card...the citi foward student...but im waiting..i no longer want bce... i have determined a good number of cards for me is 5-6.. zync and three bank primes and two retail..bby and kohls since i shop there the most.. when i get my last prime card...i will be closing jared...home depot...and all cap1s will be closed by years end..

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Man I wish i could have gotten in with HD...............I'm good with lowes now!

[afbar1114]

I needed hd last year but no longer need them... i would like to get forward before closing since citi is the bank... i also have srudent loans there..i would like a good set of cards to grow with for years to come.
I feel with citi... i should be good all prime cards