walmart cli question

[Anonymous]

Hello,

Just wanted to ask if i should hit the luv button after my fourth statement even thou i already got an auto cli on my 3rd statement? or should i wait until after the 8th statement?

Thanks!

[coldnmn]

Everything I have read is a customer initated CLI is given every 4th statement plus a couple of days. so if you got one at 3 months you should be able to ask again at 7 months. They may turn you down otherwise, saying not enough experience at the current level. They say it's a soft pull so it shouldn't hurt to try at 4 months if you want to try.  

[Anonymous]

It doesn't hurt to try. I have 3 Gemb cards and they have never done a hard pull. At times I have asked every month because I had forgotten when I received my last increase, and they didn't do anything but send me a letter each time saying I didn't have enough experience at my current limit.

[Booner72]

I'm going to hijack about a quick walmart ? if you don't mind --- If someone is granted a low CLI can you call and ask for a credit limit increase right away?  I ask because DH was approved at lowe's for 300, but the cashier called and got it raised to 1000.00 right then and there.  They are both GE money?  Thanks.

[Anonymous]

They will want you to have 4 statements at your current credit limit. Since they beat you to the increase you'll probably have to wait!

[Creditaddict]

original poster, i would try after 4th but otherwise be looking at 4 after the 3rd... but like other said, doesn't hurt to keep asking.

CLI at activation, I have not heard of this other than places like Lowes, Home Depot (citi), Care Credit

I have always found that at most of the GE backed store cards, the reps have no power to do anything but ask the computer in front of them the same thing you can ask your computer in front of you on the card website!!

[favre_2_free]

In my experience, GEMB will increase every 4 months, not after a statement cuts.  My statements don't cut until the middle of the month, yet like clockwork, I hit the LUV button (4 months and a couple days since my last increases, and it didn't work last Friday)  on my Lowes, Walmart and GAP cards yesterday and got sizable increases. 2 limits went from $600 to $1300 and one went from $400 to $1400!

[Anonymous]

Just letting everyone know that today i got a $200 cli for walmart! i had to call them, because the online request link is disabled, not sure why.

[LS2982]

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@Anonymous wrote:

Hello,

Just wanted to ask if i should hit the luv button after my fourth statement even thou i already got an auto cli on my 3rd statement? or should i wait until after the 8th statement?

Thanks!

---

I'd still hit it!! May get declined but its worth a shot!!

[LS2982]

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@Booner72 wrote:

I'm going to hijack about a quick walmart ? if you don't mind --- If someone is granted a low CLI can you call and ask for a credit limit increase right away?  I ask because DH was approved at lowe's for 300, but the cashier called and got it raised to 1000.00 right then and there.  They are both GE money?  Thanks.

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Lowes and Walmart are both GECRB and yes you can call in as soon as you get your card or after you get approved and ask for a manual review of your file for an increase.