what are the cli approval periods?

Kpowek1 · ‎03-14-2016

I see post about a discover cli at 91 or 92 days. I that the time frame from your cli that you request a increase?

What about Capital One ? How often do they approve CLI ?

CreditMagic7 · ‎03-14-2016

@Kpowek1 wrote:
I see post about a discover cli at 91 or 92 days. I that the time frame from your cli that you request a increase?

What about Capital One ? How often do they approve CLI ?

Hi

Per Discover, some of us (like myself for one example) have been receiving approvals on our CLI requests pretty much right after 91+ days so far. There are certainly other cardholders who receive them much sooner and on the order of only 31+ day cycle. It just depends where in the Discover system that they rate your eligibility with them.

Anonymous · ‎03-14-2016

@Kpowek1 wrote:
I see post about a discover cli at 91 or 92 days. I that the time frame from your cli that you request a increase?

What about Capital One ? How often do they approve CLI ?

Capital 1 is generally every 6 months.

Kpowek1 · ‎03-14-2016

i received a cli in Dec -auto ... i saw it and hit the luv button and it increased again.. so.. they gave me 400.00 and luv button gave 800.00 cli ..every since then they decline stating insufficient time with discover .

Anonymous · ‎03-14-2016

@Kpowek1 wrote:
i received a cli in Dec -auto ... i saw it and hit the luv button and it increased again.. so.. they gave me 400.00 and luv button gave 800.00 cli ..every since then they decline stating insufficient time with discover .

I interpret that message to mean they believe you have a suffient amount of credit from them at this time, and they would like to observe your activity with the account for awhile, before allowing you access to more credit.

I have a similar message from my account with Overstock from Comenity. I was getting a CLI every 31 days for six months and then it stopped abruptly. I have tried every 60 days since then and nothing since October for me.

HTH

Scott_S · ‎03-14-2016

Comenity seems to be either every month or every other depending on the card

Anonymous · ‎03-17-2016

@Scott_S wrote:
Comenity seems to be either every month or every other depending on the card

I have had my first Comenity card for almost six months, and have yet to receive a CLI from any of the accounts with them. I will be trying my first card again at the end of the month (when it goes six months exactly). I'll try to remember to come back and update everyone if a CLI finally goes through.