or they should assume i am even cunning enough to not default 
if they thought i would default then why lend? hehe
if they thought i would default then why lend? hehe
@Anonymous wrote:
or they should assume i am even cunning enough to not default
Well, to be more serious, there is a probability that anyone will default, and they measure this through FICO and internal models. If you appear sufficiently risky, they indeed won't give you a card. If you are risky, but potentially profitable, they give you a worse deal (high APR, low CL) and in this case they are able to give lower rewards by not doubling. That doesn't seem usual, even those with say $500 Freedoms at the highest APR still get the 5%. Hence my earlier comment that this was mean.
yeah i know i was messing with you buddy. but yes there's a risk assessment for everyone and apparently i am more risky than average. understandable.
Soooo is there an official answer to the original question of when the double promo signup ends? I'm still curious lol.
If it's really true that it ends this month, then I need to get onboard now. Lol. But my scores are low right now due to carrying a BT on my Barclays Rewards card.
But back to Discover, I do have a mailer with a small range of APRs and it specifically mentions the double cash back promo.
But back to Discover, I do have a mailer with a small range of APRs and it specifically mentions the double cash back promo.
My mailer has a reply by date of Jan 31, 2016. So if anything, I have some written proof that I have that offer even if it really did end this month. Lol