@quest208 wrote:
which cards have the lowest APR, lowest interest?
lets assume excellent credit scores, et al
i notice that barclays ring card states 8%....that's pretty good. how to the credit union credit cards fare out?
Simmons First National Bank offers a Visa Platinum credit card with a variable interest rate of Prime Rate plus 4%: currently 7.25%.
Credit Scores (FICO 8): 844 Experian June 2026, 831 TransUnion June 2026
Credit Cards (newest to oldest): U.S. Bank Cash+ $17,300 | NFCU Platinum $25,000 | BECU Cash Back $12,500 | American Express BCE $9000 | Simmons Bank Visa $10,500 | Capital One Quicksilver Visa Signature (upgrade from Quicksilver Visa Platinum, which was a PC from No Hassle Miles Rewards Visa Platinum) $5750
