@Anonymous wrote:
basically i started with $500 CU credit card, $100 CU LOC, $3,200 kay card, $1,500 freedom, $1,000 NFCU goRewards, and $3,000 wells fargo card. i apped for the amex ED card in march of 2015 (fell for CK's recommendations lol) and got it with a $2k limit.
then, did research and stuff and found this site. i registered in april and began reading and going a little crazy (getting some unneeded stuff but overall i do have everything i need as well)
i started with under $10k in march to now over $100k less than a year later. here's my list of current stuff:
CCU LOC $100
CCU $500
AmEx Hilton HHonors $1,000
Discover It $1,700
Chase Freedom $2,000
AmEx ED $2,000
WF Platinum $3,000
Cap1 QS $3,000
Cap1 QS $3,000
Barclaycard Sallie Mae $3,200
Amazon Prime $5,000
Chase Marriott $5,000
Cap1 Venture $5,000
Kay Jewelers $5,300
NFCU Flagship $8,000
Lowes $12,000
NFCU cashRewards $12,500
Cap1 Venture $13,000
AmEx Green NPSL
NFCU LOC $15,000
Good job!
Top of my head I can see opportunity to club multiple Cap One cards into one (or two) giant accounts and get rid of the redundant cards. They also have potential to grow every 6 months.
Discover, Sallie Mae, and the AMEXes have potential to grow every 3 months / 6 months as well.
What's the need for the Green? Have you looked at PRG, in case you want a charge card badly?
Other than that, given you've blasted your way through the reports to get to the $100k, I'd suggest some no-app time (preferably the whole of the remaining year!).
How're the scores looking pre- and post- the MyFico time?
