why on earth would you tolerate that apr (even though you are only carrying a small balance) with your scores? 
O my yeah i didn't see that.
score_building wrote:why on earth would you tolerate that apr (even though you are only carrying a small balance) with your scores?
score_building wrote:why on earth would you tolerate that apr (even though you are only carrying a small balance) with your scores?
Probably because WAMU won't budge on their Providian accounts, as I've learned through bitter experience...they had me at (are you ready?) 29.99% even though I've never ever been late and rarely carried a balance. I couldn't afford to, at that rate!! Finally after I called them for the umpteenth time and had a mini-meltdown on the phone, they lowered it to a whopping 19.99. My scores were around 720 - 730 at the time. It has been sockdrawered ever since.
another case of an issuer who does not deserve the cc holder's loyalty/ business. thank goodness for sock drawers!
desifink wrote:
score_building wrote:why on earth would you tolerate that apr (even though you are only carrying a small balance) with your scores?Probably because WAMU won't budge on their Providian accounts, as I've learned through bitter experience...they had me at (are you ready?) 29.99% even though I've never ever been late and rarely carried a balance. I couldn't afford to, at that rate!! Finally after I called them for the umpteenth time and had a mini-meltdown on the phone, they lowered it to a whopping 19.99. My scores were around 720 - 730 at the time. It has been sockdrawered ever since.
WaMu won't go bankrupt...it's deposits (well, up to $100k per ind.) are covered by FDIC insurance, and they don't let those kind of banks/S&Ls go BK. Therefore, it will, at the very least, get taken over by the Fed and then sold. It's too big to let fail...unlike Lehman. More than likely, someone's going to buy them or "merge" with them soon. *cough* Chase *cough* 
I'm more worried about my Pfico!
I'm more worried about my Pfico!
