@GApeachy on Docs posting they did include the mention of free credit monitoring and certain activites could trigger an option for cash. Like you, this was over my head. Tripped on it at my morning read of Doc's website.
Seems like the free credit monitoring would be very real life and of use in this situation. If a person could pick up some assistance from cash ... that to would help take the sting out of the matter. One thing Doc's site stressed was there was a notice related to false reporting equal to "perjury" which is punishable by action of law. Also, there is more to this than what I posted so a person needs to carefully explore the full settlement requirements beyond this post.
For further edification the following is a direct quote from Doctor of Credit's website posting dated July 24, 2019:
"Many of us already have free credit monitoring in place, e.g. from Discover, Credit Karma, etc. So it should/might be possible for us to file a claim for the $125, despite not really having any expenses laid out. If you aren’t subscribed for any credit monitoring services, then technically you aren’t eligible.
You can self-certify the time you spend, up to 10 hours at $25 per hour, for the time you spent dealing with the breach. That’s another $250 on top of the $125 for credit monitoring. Note: this is done under the penalty of perjury. Besides being immoral to lie on such a thing, it’s not worth the risk of perjuring yourself for a few dollars.
An oddity here is that the math doesn’t add up: if there’s a pool of $425M and there are 147M people, that leaves around $3 per person, not $125 per person. I guess a lot of people won’t sign up for the settlement, but the $125 figure still doesn’t make sense.
