If you do any of these things online, you could hurt your credit

[Roarmeister]

Considering that my email address PRE-DATES AOL & MSN by couple of years, I own an Android phone, shop from my phone and usually after 6 pm, EVERYBODY has typos and yet my credit score is in 858/900 (TransUnion - Canada) I found the article quite amusing and slightly bigoted.  

[Anonymous]

Shades of another way to "discriminate" against people and "claim it is legal". As to the government protecting us ... will depend on who is in power and that varies with every election. There was a time when credit gathers could post hearsay information into the files they maintained on individuals which did not allow for the person to see or correct what was said. Thanks to laws which managed to stay on the books this is not suppose to happen today?!

[Anonymous]

Let’s see what would happen if this were ever implemented in the USA.

1. Manufacturers of Android phones (huge corporations) would hire their researchers to provide a more extensive study to disprove these facts. Maybe they would hire the Global Warming scientists, but nevertheless, they would have their experts, lawyers and lobbyists. Then they would sue the heck out of the scoring companies (FICO, Vantage, etc.) for producing models that uses “unproven” data. They would get an injunction to halt the practice until litigated and that should keep lawyers busy for decades (or more).

1. All cellphone manufactures (huge corporations) would hire their researchers to provide a more extensive study to disprove these facts. Maybe they would hire the Global Warming scientists, but nevertheless, they would have their experts, lawyers and lobbyists. Then they would sue the heck out of the scoring companies (FICO, Vantage, etc.) for producing models that uses “unproven” data. They would get an injunction to halt the practice until litigated and that should keep lawyers busy for decades (or more).

1. Click through businesses would die and companies like Google and Amazon (who rely on a great amount of that revenue) would lose business. Then these small and huge corporations would hire their researchers to provide a more extensive study to disprove these facts. Maybe they would hire the Global Warming scientists, but nevertheless, they would have their experts, lawyers and lobbyists. Then they would sue the heck out of the scoring companies (FICO, Vantage, etc.) for producing models that uses “unproven” data. They would get an injunction to halt the practice until litigated and that should keep lawyers busy for decades (or more).

1. Companies that rely on impulse buyers like QVC and HSN would lose business (as would the TV and online networks that rely on them). These huge corporations would hire their researchers to provide a more extensive study to disprove these facts. Maybe they would hire the Global Warming scientists, but nevertheless, they would have their experts, lawyers and lobbyists. Then they would sue the heck out of the scoring companies (FICO, Vantage, etc.) for producing models that uses “unproven” data. They would get an injunction to halt the practice until litigated and that should keep lawyers busy for decades (or more).

1. Microsoft, Hotmail, and Yahoo would be seen as a negative and claim an unfair advantage was given to Google and the like. These huge corporations would hire their researchers to provide a more extensive study to disprove these facts. Maybe they would hire the Global Warming scientists, but nevertheless, they would have their experts, lawyers and lobbyists. Then they would sue the heck out of the scoring companies (FICO, Vantage, etc.) for producing models that uses “unproven” data. They would get an injunction to halt the practice until litigated and that should keep lawyers busy for decades (or more).

1. For those that type in lower case, make typos, or use numbers in their email address; they would file a Class Action Suit after filing an immediate request for an Injunction (along with cease and desist orders) and hire their researchers to provide a more extensive study to disprove these facts. Then they would sue the heck out of the scoring companies (FICO, Vantage, etc.) for producing models that use “unproven” data. They would get an injunction to halt the practice until litigated and that should keep lawyers, experts, and lobbyists. busy for decades (or more).

     I don’t think it’s going to happen (at least in my lifetime). I’ve read enough graduate and post-graduate papers to state that this study has a long way to go before getting out of potential legal culpability for its operational implementation. And isn’t legislation (including lobbying by lawyers) an integral part of Americana?

Y

[ScoreSizzle]

I have a Samsung phone and paid a pretty penny for it. I'm going to use that thing until the wheels fall off for the price I paid for it. 

I'm not one for conspiracy theories, but Apple wrote that article, lol.