T-Mobile/Experian breach

[Anonymous]

---

@CreditDunce wrote:

 2) Why was the data being stored any way?  Either T-Mobile approved you or denied you.  They didn't need to keep your social and drivers license numbers around after the fact.  But it doesn't cost them much to keep it.  And if it is stolen, it isn't sensitive information for T-Mobile or Experian .

3) Is Experian going to give T-Mobile a discount on the credit monitoring?   It was an Experian system that was breached (although, we don't know if the hackers used cred's from T-Mobile).

---

I inadvertently applied for T-Mobile, never wanted there service. I was just curious about pricing but found out later that I had a credit pull by T-Mobile, but it was not pulled from Experian but rather another credit bureau. Does this still raise concern?

[Anonymous]

---

@thelethargicage wrote:

---

@AhmedInVA wrote:

---

@Anonymous wrote:

From the article... free Experian credit monitoring for 2 years if you applied for a T-mobile account between Sept 1, 2013 and Sept 16, 2015.

http://www.protectmyid.com/default.aspx?sc=678628

Which I did. D'oh.

This is a potentially nasty breach, SS and ID numbers may have been compromised. Not a great feeling right now.

---

So the hackers who stole the data will wait 2 years for the credit monitoring to run out then they will start using the hacked information

---

Hackers don't garden,

At least I hope not.

---

Some hackers did garden in the Target 2013 data breach.

T-Mobile just sent me an email offering me 2 years of credit monitoring and ID theft protection but I'm reading the fine print tomake sure they did not include a clause that if I accept 2 years of monitoring then I waive any claim for any ID theft losses past the 2 year period. 

[toothgrind3r]

Think I can call Experian and say "Okay, you eff'd up.  You can make this better by taking my baddies off my report, cool?"

In all seriousness, this kinda sucks

I'm in this timeframe of having my credit pulled by T-Mo....balls

[Anonymous]

Yes, telcoms are out of control. T-Mobile pulled my report and I'm on a month to month plan with them, **bleep**!

[Anonymous]

I don't think this breach will affect all, only if T-Mobile had pulled your Experian report you have a chance of becoming an identify theft victim. T-Mobile like all other creditors pull different bureaus according to your location. So, if T-Mobile did not pull your Experian credit report, you should be fine.

[Anonymous]

Yes, that is correct, T-Mobile pulled TU for me in April 2014

[GFer]

I surely hope this is true. They just pulled my TU.

[Anonymous]

---

@Anonymous wrote:

I don't think this breach will affect all, only if T-Mobile had pulled your Experian report you have a chance of becoming an identify theft victim. T-Mobile like all other creditors pull different bureaus according to your location. So, if T-Mobile did not pull your Experian credit report, you should be fine.

---

I hope that's the case, however, I received an alert from T-Mobile that I may have been one of the people compromised despite that they pulled TU for me as well. Keep in mind that Experian offers more services than just consumer credit checks. Their business services include(from their website):

"

Customer Information and Database Management

Eliminating multiple customer databases can help you gain a single customer view, breakdown silos and improve data quality. Overcome the challenges posed by numerous, disparate customer databases and allow our data and customer management systems to manage and cleanse data from multiple sources."

Because of this, I'm not reassured at all, at this point, that their pulling TU means I'm off the hook.

[Anonymous]

Perhaps it's just a general warning that they have to send to all of their customers. The other good news is that T-Mobile has over 50 million subscribers and millions more of applicants who were rejected but with their data still retained. Only 15 millions of these personal information was acquired so you have a very small chance that you will become a victim of identify theft. I guesstimate it that 3 out of 20 people may have had their personal information stolen.

[Anonymous]

I contacted Experian and they said they know exactly whose information was stolen and they will be emailed, but still, T-Mobile may have just sent a general alert to all of its customers, not just selected. Maybe someone can verify this.