First the good news. DLSC removed a 60 day late from all of my reports. EX was the last one and it was gone as of today. I went from 679 to ......... 704!!!!! I am now in the 700 club from 568 in January 
Now the bad news. UsBank never replied to my OC investigation request. I sent a CMRRR to all 3 agencies showing they didn't reply and requested they remove the TL and NOT investigate this TL. Well the morons at EQ not only disputed the TL they somehow managed to add a 90 day late from JUNE of this year! This account was supposedly charged off in Nov 2004. So of course my score dropped 17 points for this.
I need a 680 mid score to get the loan I want for my home. I was at a mid of 674 with a high of 679 last week. Today my mid is 659 with a high of 704. Sometimes you just can't win even when you do.....
Now the bad news. UsBank never replied to my OC investigation request. I sent a CMRRR to all 3 agencies showing they didn't reply and requested they remove the TL and NOT investigate this TL. Well the morons at EQ not only disputed the TL they somehow managed to add a 90 day late from JUNE of this year! This account was supposedly charged off in Nov 2004. So of course my score dropped 17 points for this.
I need a 680 mid score to get the loan I want for my home. I was at a mid of 674 with a high of 679 last week. Today my mid is 659 with a high of 704. Sometimes you just can't win even when you do.....