HI I posted this before but was misunderstood.
I have poor credit 550, that Ihave have been working on..
I have a 13 k cc debit that was put on my account by error.
discoved this on going over my report when 300 showed up as a late.
so now the company is removing the whole record of this
I specifically requested entire delete not closed or anything like that ,
what is the guess as to what this will do to my score.