2 year old hard inquiry not removed

[Anonymous]

Hi

I have a hard pull from 09/12/2018 that I still see on my free credit report from CreditJourney as of today's date. Same on Experian.com (as of 9/14/2020) When will it disappear? I thought it was max two years and would disappear from any credit reports after 9/12/2020? It's just a regular credit inquiry from when I applied and was approved a CC. 

[blindambition]

Experian removes inquiries on the first ssaturday of the 25th month.

[Curious_George2]

But wasn't that yesterday? Or am I counting months wrong?

[blindambition]

Have you pulled a fresh report? That's not something that triggers alert.

If you just pulled a new report, then call Experian.

[DaveInAZ]

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@blindambition wrote:

Experian removes inquiries on the first ssaturday of the 25th month.

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I had a HP from Cap One, part of a triple pull, that said it would be removed around Sept. 12. It was there all of Sept., just finally came off all 3. It might have been removed around the 25th, but it seemed to me the calendar moving to Oct. did it, but it wasn't high on my liast of concerns.

[coldfusion]

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@Curious_George2 wrote:

But wasn't that yesterday? Or am I counting months wrong?

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You're counting right but depending on where one is looking it may not be visible yet.

I had 2 EX HPs age out last month that I confirmed were still there yesterday but were gone today.

[ccquest]

I can confirm that mine on EX got removed on the first Saturday of the 25th month recently as well. It's still weird to me that on their site they list that it'll be removed exactly two years later, but don't anyway.

[Anonymous]

Via annual credit report which is accurate

Via EX app which is innacurate, unfortunately

Unfortunately EX is the only bureau of the 3 that removes the HP in the following month (25 months instead of 24) from the month of the pull.

[Mr_Mojo_Risin]

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@Anonymous wrote:

Hi

I have a hard pull from 09/12/2018 that I still see on my free credit report from CreditJourney as of today's date. Same on Experian.com (as of 9/14/2020) When will it disappear? I thought it was max two years and would disappear from any credit reports after 9/12/2020? It's just a regular credit inquiry from when I applied and was approved a CC. 

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I had a HP hit 2 yrs on 9/10/20. EX removed it 10/3/20. Which was the first Saturday in the 25th month. 

Thats how I've always seen and heard of them doing it.