2014 CREDIT GOALS ??

[fargobzn]

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@14Fiesta wrote:

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@fargobzn wrote:

1. Chase Freedom CLI(really low limit right now)

2. Discover IT CLI

3. FICO score over 740

4. Cut student loan debt in half

Not sure I'll be doing anymore apps this year, I need to take a chunk out of my student loan debt. I am consolidating my loans through my state bank though, taking the interest rate from around 6% for most of my loans down to 1.75%. It is a great deal for North Dakota residents. 

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They have to bribe people like you and me to live here somehow! With this last winter they need to up their justification. 

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Yeah it was a long winter, they do owe us a little for putting up with it.

 If it wasn't for summer and fall there is no way I could live up here. 

[Anonymous]

My gold are to get to below 4% utilization and 750+.

Trying to buy a bread route... and I'm going to need the best credit i can get lol... the routes are expensive!

[Anonymous]

1. BofA Secured Credit Card: Unsecured and CLI

2. SCFCU Visa: CLI

3. Add one more CC to my reports (especially since the SCFCU Visa doesn't report to TU)

4 Get a long term secured loan from SCFCU for a low amount just to add another tradeline

5. Shoot for 800!