+24 points for my EXPERIAN score

lady · ‎11-18-2008

Hey you guys,

I have had my doubts about whether or not these letters would work. I have even used professional Credit companies to help manage my credit which was a BIG WASTE of money.

I have you all to thank!

My credit scores are horrible but I will get to that 700+ club one day.

I sent a PFD to three CAs with one positive response. They received the money Friday and its already deleted Tuesday! It gave me a 24 point jump so now my EX score is 516. I'm now in the low 500s for all my scores but keep waiting for my updates.

I now have the power of PFDs and GW letters thanks to this forum.

Thanks!

llecs · ‎11-18-2008

lady wrote:

I have had my doubts about whether or not these letters would work. I have even used professional Credit companies to help manage my credit which was a BIG WASTE of money.

Not to make us sound cheap, but, hey, we're free!

Congrats on the increase.

Anonymous · ‎11-18-2008

Congrats on your score increase! A 24 point increase is quite an accomplishment!

Anonymous · ‎11-18-2008

Congrats on going 1 for 3. That's a great start.

What did the other 2 say? Maybe with some revisions to the amount to pay you can get another one.

Anonymous · ‎11-18-2008

That's pretty cool, lady. Congrats.

If you want a little quicker response, go to jigsaw, and get the email addresses of a VP or two, and then email your PFD and/or GW requests to them directly.

BBYGRL · ‎11-18-2008

Congrats Lady! That's great news!

10/08 - EX 795 / EQ 816 / TU 806
6/09 - EQ 763 / TU 770

Starting Score (2/2010): TU-767, EQ-745
Current Score (2/2010): TU-767, EQ-745
Goal Score (12/2010): TU-780, EQ-790

Take the FICO Fitness Challenge

lady · ‎11-19-2008

Thanks ... I really couldn't have done it without your help

lady · ‎11-23-2008

I did not get a reply for the other two so I'm sending off more letters and going to see what happens :-)

Anonymous · ‎11-23-2008

Congrats! Just be tenacious and keep on firing out the PFD. Keep in mind, PFD is a business negotation. It is in their best interest to get as much penny from you in a short period of time for their clients. You have something they want and same to you. If you still do not get any replies, try e-mailing an executive officer of the CA. Cross your fingers and cheers.

Anonymous · ‎11-24-2008

Congrats! I could definitely use 24 points for my EX.