ObsessedwithmyFico wrote:Don't hold your breath waiting on TU....been waiting on them to make a couple updates for what seems like forever. The other two have already updated.
I would not expect much of a change. It's just one more month of util at 1-9% and one more month of on time payments. Since your scores are low, I suspect you have a number of baddies on your reports. Do you what they are? Are they lates, COs, CAs, judgments??? Getting any baddie deleted will improve your scores.
chartley3 wrote:My only question is if I keep them at the 1-9% util range every month will the score keep going up or will it stagnate. I really want to get my EQ over the 600 bump. Its at 500 now with the jump. If I get another 40-50 point jump when my other 2 cards report on the 2nd, will they bump up again the following month?