Last summer I was 14 days late to a bank of america credit card. after they posted on my credit as being 30 days late I was frustraited and paid off my account to close it. Then someone told me I could dispute the "30 day late" showing up on the report. However Bank of America will not remove this after over 20 disputes are made.
So, is it ok for a bank to "round up" on how may days you are late with a payment? This is the ONLY negative item on my entire report and it's significantly affecting my scores.
Thanks for your help!!
