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To the best of my knowledge this is my first time having 700 credit scores for all 3 bureaus! I began my credit rebuild in August 2019 with at least one of my scores at 583! I only had 4 cards open at the time and all 4 had 100% utilization ($10k total)! Through some hard work I've now paid off all cards (since May 2020) and have maintained 0% to 1% utilization each month! So proud of how far I've come!
I've been doing AZEO since June 2020 and on August 29th I let my 1 card I use for carrying a balance hit $0 so I could switch which card I use. Unfortunately I lost points when I was just 3 points away from hitting 700 on Equifax. Today the card I want to now report a balance on reported and I crossed over into the 700's on the only bureau that was still in the 600's!






![Capital One Quicksilver | $4000 | July 2013 [AU]](https://ecm.capitalone.com/WCM/card/products/quicksilver-card-art.png)
![Chase Amazon Prime | $20,400 | March 2020 [AU]](https://creditcards.chase.com/content/dam/jpmc-marketplace/card-art/prime_visa.png)







Great results! A year and hard work has paid off. Congrats
Congratulations on your success. That is one of my goals as well. Your hard work really paid off for you.
Grtz on hitting a milestone!





@BmoreBull wrote:Congratulations on your success. That is one of my goals as well. Your hard work really paid off for you.
Thank you! I'm rooting for you! You're so close!






![Capital One Quicksilver | $4000 | July 2013 [AU]](https://ecm.capitalone.com/WCM/card/products/quicksilver-card-art.png)
![Chase Amazon Prime | $20,400 | March 2020 [AU]](https://creditcards.chase.com/content/dam/jpmc-marketplace/card-art/prime_visa.png)







Congratulations on your "700" success!