7-10 day reply from Amex

Anonymous · ‎03-23-2008

First time I was denied or received the response we will send you a letter in 7-10 days regarding a credit line increase request from Amex. Is this an automatic refusal? F/R or just wait and see?

SandyK

Anonymous · ‎03-23-2008

always a decline for me.

Anonymous · ‎03-23-2008

dnm45227 wrote:
always a decline for me.

Thanks! I was trying to make up my mind about pressing that reallocation

button and transfer $500.00 from Blue to Blue Cash, but decided $500.00

wasn't an exhorbitant amount to ask for and lo and behold I received the

7-10 day letter. I was just trying to bring my debt to ratio closer...LOL. Oh

well, that is what I get for thinking/trying.

Thanks "ducky",

Sandy

Anonymous · ‎03-23-2008

don't take it to heart. amex is weird these days. if you don't have any other relationships (especially cu's), i would reccomend you explore some.

Anonymous · ‎03-23-2008

dnm45227 wrote:
don't take it to heart. amex is weird these days. if you don't have any other relationships (especially cu's), i would reccomend you explore some.

It's weird alright LOL. I belong to a credit union and have since 1994.

I just learned Amex gives increases every six months now. I asked for one less than six months ago so that may be the reason. They granted me a APR decrease in January, 2008 also. Perhaps I am only entitled to one or the other in a six month span of time. Regardless, I am okay and don't plan to apply for credit this year at all.

Thanks again,
Sandy