I'm kind of confused on what date do collections fall off report? is it the date opened or date reported?
also I want to know how can ca's get away with renewing dates. I've got one on my report that i disputed and they reaged it, I have no bill from them, have never been called or anything. Shouldn't CB's have some sort of way to stop them from doing that unless of course individual pays off old debt then i can see adding on there account paid and date it was paid. Another thing why does cleaning up your credit have to be so freaking difficult you would think a person willing to take responsibility for past mistakes and make amends would benefit from it. Instead your punished more for trying to do the right thing.