700 Club ... How long?

[Anonymous]

I just updated the report this morning and found out that the EXP score is 3pts way from the 700 club and the EXQ is 30pts.

How long would it take me to get in? I am guessing another 4-5days. I notice that the scores change that often.

[GFer]

It's really not that simple. Some people have been stuck at individual scores for months at a time.

The determining factors are your overall credit report and changes that happen,

Balances brought down

Average age of accounts or an account hitting a 'birthday' (sometimes, but not always)

negative tl's dropping

inquiries aging.....etc

The list goes on.

[Anonymous]

You aren't using FICO scores so whether or not is nearly meaningless, you need to read Credit Scoring 101.